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Most of the time yes, if our clients want to keep their home or car they can. There are some calculations involved. You will find out in your first free consult with us whether you will be able to keep your secured property. What's to lose?
No, your spouse does not have to file with you. In your free consult we will go over the pros and cons of filing alone, but you can most definitely file by yourself!
Chapter 7 bankruptcies may be filed every eight years. Different rules apply if you previously filed a Chapter 13. Schedule an appointment with us or give us a call to find out more.